Better retirements start with clarity
Practical explainers, templates, and frameworks for Kiwi households planning the next chapter. Everything we publish is jargon-light and research-backed.
The content on this blog is for educational purposes only. fidser is not a licensed Financial Advice Provider — please consult a qualified Financial Advice Provider (FAP) before making financial decisions.
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Self-Employed KiwiSaver in 2026: Why the New Rules Change Your Maths
If you're self-employed, the 2026 KiwiSaver changes just rewrote your retirement maths. The government contribution you've been counting on? It's been halved. Here's why that matters more for contractors than wage earners, and what to do about it.
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Why Your KiwiSaver Government Contribution Halved
If you've been tracking your KiwiSaver, you might have noticed something odd this year: the government contribution you're used to seeing has changed. And not in a good way. Here's what happened, why it matters, and the simple math that'll help you respond.
fidser.
How to Get Your Full $521.43 KiwiSaver Government Contribution in 2026
The New Zealand government will give you up to $521.43 for your KiwiSaver account this year, but most Kiwis don't claim the full amount. Here's exactly how to make sure you get every dollar you're entitled to.
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