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Better retirements start with clarity

Practical explainers, templates, and frameworks for Kiwi households planning the next chapter. Everything we publish is jargon-light and research-backed.

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Updated weekly by fidser

The content on this blog is for educational purposes only. fidser is not a licensed Financial Advice Provider — please consult a qualified Financial Advice Provider (FAP) before making financial decisions.

Latest Articles

5 articles found

How to Find a Trusted Financial Adviser in New Zealand
Financial PlanningRetirement Planning

How to Find a Trusted Financial Adviser in New Zealand

Choosing a financial adviser is one of the most important decisions you'll make for your retirement planning. But with hundreds of advisers in New Zealand, how do you find one who's qualified, trustworthy, and right for you?

fidser.fidser.
13 March 2026
How to Use Scenario Planning for a Better Retirement
Retirement PlanningFinancial Planning

How to Use Scenario Planning for a Better Retirement

What if you could test-drive your retirement decisions before making them? Scenario planning lets you explore different futures, stress-test your assumptions, and make confident choices about the next chapter of your life.

fidser.fidser.
11 March 2026
5 Common Retirement Planning Mistakes New Zealanders Make
Retirement PlanningKiwiSaver

5 Common Retirement Planning Mistakes New Zealanders Make

You're doing all the right things, contributing to KiwiSaver, keeping expenses down, maybe even planning ahead. But what if some of the most common retirement planning mistakes aren't obvious until it's too late to easily fix them?

fidser.fidser.
10 March 2026
Monte Carlo Simulations Explained for NZ Retirees
Retirement PlanningFinancial Planning

Monte Carlo Simulations Explained for NZ Retirees

If you've ever wondered whether your retirement savings will actually last, you're asking the right question. Monte Carlo simulations use thousands of possible futures to give you a probability-based answer, not just a hopeful guess.

fidser.fidser.
9 March 2026
Should You Take a KiwiSaver Contribution Holiday?
KiwiSaverRetirement Savings

Should You Take a KiwiSaver Contribution Holiday?

A KiwiSaver contribution holiday sounds appealing when money's tight, but what's it really costing you? Let's look at the actual numbers behind pausing your contributions, and whether that short-term relief is worth the long-term trade-off.

fidser.fidser.
14 February 2026