Better retirements start with clarity
Practical explainers, templates, and frameworks for Kiwi households planning the next chapter. Everything we publish is jargon-light and research-backed.
The content on this blog is for educational purposes only. fidser is not a licensed Financial Advice Provider — please consult a qualified Financial Advice Provider (FAP) before making financial decisions.
Browse by topic
Choose a theme to narrow the playbook.
Latest Articles
3 articles found
The Bucket Strategy for Retirement Income in New Zealand
You've spent decades building your retirement savings. Now comes the harder part: making that money last 30+ years without running out. The bucket strategy offers a practical framework that helps New Zealand retirees sleep better at night, even when markets get bumpy.
fidser.
Safe Withdrawal Rates for New Zealand Retirees
The famous 4% rule promises 30 years of retirement income from your savings. But it was designed for Americans without NZ Super. Does it still apply when you're getting $27,000+ a year from the government? Let's find out what actually works for New Zealand retirees.
fidser.
Sequence of Returns Risk: Why Your First 5 Years Matter Most
Two retirees. Same savings. Same average returns. One runs out of money 15 years earlier. The difference? The order in which they experienced market gains and losses. Here's why your first five years of retirement carry more risk than any other period in your financial life.
fidser.